If there is a monthly salary of 50 thousand to 1 lakh in today's era, then much savings are not possible. There are many people in the workforce, whose monthly savings can be up to Rs 2, 3 or 5 thousand rupees. In this case, many people keep this savings in the bank's savings account or opt for any such scheme. But let us tell you that there is some scheme through which you can get more benefit on your savings, even in a very secure way.
Actually when savings are low, they can not invest in such a place where the market is under risk. In this way we are telling you a way to get more returns on your savings account money. For this, you can choose a small savings scheme of post office, where you can get good returns on those money by putting money instead of saving. The special thing is that in this scheme, you can invest 10 rupees a month.
We are talking here, small saving scheme RD means that the recurring deposits. In fact, many banks have RD schemes, but this scheme is getting more interest in the post office than other banks. Whereas, SBI, Unena Bank, Bank of Baroda, Canara Bank, Allahabad Bank and Andhra Bank are paying interest from 6.5% to 7% on a 5 year old RD. At the same time, 1 year of post office, 5 year RD scheme is getting 7.10 per cent interest annually.
Interest is getting equal to FD
Another investment bank for safe investment is FD, in which you get more interest, but you have to lock the big amount together for a long time. At the same time, you can deposit a small deposit amount every month and get the FD amount as much as you can. In this case, the easiest way to get double the interest on the savings account is by having a recurring deposit.
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